Road accidents that involve semi-trucks are especially fatal. Due to restrictive trucking laws and extensive oversight, pursuing any kind of civil or insurance claim after an accident can be challenging. Major highways in Cedar Rapids have been notorious for truck accidents. Because of the serious consequences of accidents that involve commercial trucks, most claims include a higher dollar amount. But because of the complexities involved in truck accident cases, determining a specific dollar amount is hard. That is why claimants must work with a truck accident lawyer in Cedar Rapids to help them calculate their damages and maximize their recovery. The following are reasons why truck accident cases are complex:
They Can Involve Several Parties
In truck accidents, liability isn’t straightforward. Many parties may be responsible for the accident and the resulting injuries or losses. The trucker may have been behind the wheel beyond the legal hours of service and fatigued when the crash took place. Also, the owner of the trailer may be liable if they provide the trucker with financial incentives for breaking the law. Other parties that can be held liable for truck accident injuries include a cargo loader, the manufacturer of the truck or its parts, independent contractors, and even government officials.
Factors that May Have Caused the Collision
Truck driver negligence, road conditions, and other factors come into play. Speeding, drug use, improper turns, and driver fatigue are driver-related factors. Equipment issues, like malfunctioning mechanisms, might have intensified the severity of the crash. Such concerns may be associated with the truck owner or trucking company if it fails to maintain their vehicle’s brakes and tires. In addition, weather conditions, broken traffic signals, and faulty road designs can contribute to truck accidents.
They Can Involve Several Insurers
A truck accident can include several vehicles and may lead to several people sustaining serious injuries. Thus, many insurers may be involved in a truck accident case. Every insurance company has certain policies and protocols in place for truck accidents. It is concerned with its bottom line and interests. This means that insurers want to pay claimants as little money as possible and will try to discredit them. Thankfully, a reliable truck accident attorney knows the common tactics insurers use to reach a low claim settlement or deny claims.
They Can Involve Extensive Damages
A truck accident may lead to catastrophic injuries and fatalities. These injuries can have physical, financial, and psychological consequences. Thus, compensation in truck accident claims is high since it covers an injury’s lifelong impacts and its burden. Victims can seek compensation for economic, non-economic, and punitive damages.